It costs more to drive if you live in Halifax!

ROCKETING car insurance premiums are hitting Halifax drivers harder than most.

The town was ranked sixth in a 2011 league table of fastest rising prices.

Premiums rose an inflation-busting 12.7 per cent on average. The list was topped by Bradford at 17.1 per cent.

The Halifax rise was bigger than the big city areas of Liverpool, Birmingham and east London.

And residents in HX1 and HX3 are hardest hit. In an insurance grouping by postcode from A (low risk) to F (high risk) both districts are classed as high risk.

HX1 covers Halifax town centre and Savile Park while HX3 covers Boothtown, Hipperholme, Lightcliffe, Norwood Green, Northowram, Ovenden, Shelf, Skircoat Green and Southowram.

Class E - HX2 - Highroad Well, Illingworth, Luddenden, Luddenden Foot, Midgley, Mixenden, Mount Tabor, Norton Tower, Ogden, Wainstalls, and Warley. HX4 - Barkisland, Greetland, Holywell Green, Sowood, Stainland, West Vale. HX5 - Elland and Blackley. HX7 - Cragg Vale, Hebden Bridge, Heptonstall, Mytholmroyd, and Old Town.

Class C - HX6 - Norland, Ripponden, Rishworth, Sowerby, and Sowerby Bridge.

Class D - HD6 - Brighouse, Bailiff Bridge, Clifton and Rastrick.

Class E - OL - Todmorden and BD12 Wyke and BD13 Queensbury and Denholme.

Gareth Kloet, of Confused.com, which carried out the survey said: “The cost of car insurance is based in part on the insurer’s perception of risk with one factor being driver accident frequency and the cost associated with settling those claims.

“For example, for younger drivers, higher car insurance costs can be explained by the fact they typically have a higher accident frequency and as younger people often travel together the cost of settling accident claims is higher.”