A Halifax woman has been left with a bill for hundreds of pounds after finding a bath tub under her kitchen floorboards.
Lynette Musgrave had work done in the kitchen after a leak to her washing machine damaged the floor 12 months ago.
The workmen replaced the top layer of laminate flooring, but were called out again following a second leak which caused the floor to dip in the middle.
During the second visit the workmen discovered a plumbed in bath tub fitted underneath the concrete - something Mrs Musgrave’s insurance company, Swinton, said made her insurance void.
Swinton said the bath being there had caused rot damage, which was not covered by them because it pre-dated the start of her policy.
As a result Mrs Musgrave, who has lived in the house for over 12 years, has had to pawn her jewellery and her laptop to raise the £900 it will cost to have her kitchen floor replaced.
“When they told me they had found a bath tub I couldn’t believe it,” she said.
“I had no idea it was there.
“I’ve had to pay two sets of excess to have the insurance company come out and do the work twice, and now they’re refusing to finish it.”
Mrs Musgrave, of Royd Place in Claremount, Halifax, said she had suffered stress and has lost sleep as a result.
“I’m not looking to get compensation, but I pay building insurance every month and I just want them to replace the floor.”
A spokesperson for Swinton confirmed that Mrs Musgrave is liable to pay for the damage to these herself, but that they would refund the £200 increase in her excess as a “good will gesture.